Interview questions for capital market & NSE Essay

What is capital Market? Capital market is a market of securities. Where a company and government raise long term funds. it is a market where money invested more them one year. In this we include the stock market and bond market Definition of ‘Debt’ An amount of money borrowed by one party from another. Many corporations/individuals use debt as a method for making large purchases that they could not afford under normal circumstances. A debt arrangement gives the borrowing party permission to borrow money under the condition that it is to be paid back at a later date, usually with interest. Definition of ‘Primary Market’ A market that issues new securities on an exchange. Companies, governments and other groups obtain financing through debt or equity based securities. Primary markets are facilitated by underwriting groups, which consist of investment banks that will set a beginning price range for a given security and then oversee its sale directly to investors Definition of ‘Secondary Market’ A market where investors purchase securities or assets from other investors, rather than from issuing companies themselves. The national exchanges – such as the New York Stock Exchange and the NASDAQ are secondary markets. Secondary markets exist for other securities as well, such as when funds, investment banks, or entities such as Fannie Mae purchase mortgages from issuing lenders. In any secondary market trade, the cash proceeds go to an investor rather than to the underlying company/entity directly. What do you mean by Equity investment? Answer: An equity investment generally refers to the buying and holding of shares of stock on a stock market by individuals and firms in anticipation of income from dividends and capital gains, as the value of the stock rises. It may also refer to the acquisition of equity (ownership) participation in a private (unlisted) company or a startup company What do you mean by stock market or equity market? Answer: A stock market or equity market is a public entity (a loose network of economic transactions, not a physical facility or discrete entity) for the trading of company stock (shares) and derivatives at an agreed price; these are securities listed on a stock exchange as well as those only traded privately. What do you mean by money market? Answer: The money market is a component of the financial markets for assets involved in short-term borrowing and lending with original maturities of one year or shorter time frames. What do you mean by stock exchange? Answer: A stock exchange is an entity that provides services for stock brokers and traders to trade stocks, bonds, and other securities. Stock exchanges also provide facilities for issue and redemption of securities and other financial instruments, and capital events including the payment of income and dividends. Securities traded on a stock exchange include shares issued by companies, unit trusts, derivatives, pooled investment products and bonds. What do you mean by Financial regulation? Answer: Financial regulation is a form of regulation or supervision, which subjects financial institutions to certain requirements, restrictions and guidelines, aiming to maintain the integrity of the financial system. This may be handled by either a government or non-government organization What are the Aims of financial regulation? Answer: Aims of regulation The aims of financial regulators are usually: * To enforce applicable laws * To prevent cases of market manipulation, such as insider trading * To ensure competence of providers of financial services * To protect clients, and investigate complaints * To maintain confidence in the financial system * To reduce violations under laws List some financial regulatory authorities * Commodity Futures Trading Commission (CFTC) * National Credit Union Administration (NCUA) * Financial Services Authority (FSA), United Kingdom What do you mean by NSE? Answer: The National Stock Exchange was incorporated in 1992 by Industrial Development Bank of India, Industrial Credit and Investment Corporation of India, Industrial Finance Corporation of India, all Insurance Corporations, selected commercial banks and others. Trading at NSE can be classified under two broad categories: (a) Wholesale debt market and (b) Capital market. What are the advantages of NSE? (National Stock Exchange) NSE has several advantages over the traditional trading exchanges. They are as follows: * NSE brings an integrated stock market trading network across the nation. * Investors can trade at the same price from anywhere in the country since inter-market operations are streamlined coupled with the countrywide access to the securities. * Delays in communication, late payments and the malpractice’s prevailing in the traditional trading mechanism can be done away with greater operational efficiency and informational transparency in the stock market operations, with the support of total computerized network. Why India needs economic planning? One of the major objective of planning in India is to increase the rate of economic development, implying that increasing the rate of capital formation by raising the levels of income, saving and investment. However, increasing the rate of capital formation in India is beset with a number of difficulties. People are poverty ridden. Their capacity to save is extremely low due to low levels of income and high propensity to consume. Therefor, the rate of investment is low which leads to capital deficiency and low productivity. Low productivity means low income and the vicious circle continues. Thus, to break this vicious economic circle, planning is inevitable for India. What are general objectives of Indian Planning? The long-term general objectives of Indian Planning are as follows : * Increasing National Income * Reducing inequalities in the distribution of income and wealth * Elimination of poverty * Providing additional employment; and * Alleviating bottlenecks in the areas of : agricultural production, manufacturing capacity for producer’s goods and balance of payments. *

Fast Food and Healthy Food

Life today is not like how it was before. Along time ago, people ate foods that were field with balanced amount of nutrients value. Not with chemicals, preservatives, artificial colors and flavors which are known as Fast Foods. Long days of working and training effects our choices for food, a meal from nearest fast food restaurant becomes most appealing idea. Most of people who eat junk food more frequent don't know its bad effect on their body which can be prevented if they use more healthy alternatives . Although, we consume both of them as food, yet they are majorly different. Fast food remains extremely popular, despite their unhealthy impact to our body. However, there are many reasons to try to make healthier choices. Eating junk food as a primary method of nourishment will lead to diseases and illness because your body is being deprived from its needed nutrias. While, by eating healthy you are strengthening your body and giving it proper nutrients to defend it in a time of illness . While, Obesity, diabetic, Hypertension, cancer and other chronic diseases are highly related to fast food. It has more calories on average meal than healthy food do, leading to greater weight gain and illnesses. It is important to watch carefully what you eat, especially at fast food restaurant. Knowing the nutritional content is very important. Beware of the processed and fast foods that have long ingredient list you can hardly pronounce Junk foods are loaded with lots of sugar, salt and worst types of fat . Healthy foods such as fruits, vegetables, whole grain, lean meat and fish provides a balanced amount of nutrients . They are by definition nutrient-rich, with vitamins, Minerals and fiber that benefit your body. If you are trying your best to be healthy it is essential to find food that will treat your body well . Healthy food helps you focused and make you more productive. It provide not only energy source for your body , but also makes your body performs in its optimum . Because, junk foods are heavily full with fat they slow down your metabolism and make you lazy . it will leave you tired and do not supply your body with proper nutrient needed to function adequate . Thus, the next time you think about burger, pizza or chips just think about the harm they can do to your body over a period of time. Do not give in temptation instead eat fruits and vegetable, nourish your body with vitamins and fiber. Remember if you eat well you will feel and look well.

Ikea-ERP Management Information Systems Essay Example | Topics and Well Written Essays - 750 words

Ikea-ERP Management Information Systems - Essay Example It is evidently clear from the discussion that IKEA leads in the world as a furniture retailer dealing with home appliances, ready-to-assemble furniture and accessories. The company has over 313 stores and operates in more than thirty-eight countries. IKEA launched a project aimed at introducing a Geographical Information System (GIS) into the wood sourcing system of the company in the year 2007. The problems that the GIS aimed to solve involved; availability of forest resource data on sub-country resource level, and region of origin in wood tracing. Using the GIS, the company could solve problems by getting the data, inputting into computers and storing them for reference and retrieval by the managers and other workers interested in using them. Implementation of the GIS by IKEA The company developed a forest tracing system for the regions of origin. According to IKEA, the region of origin referred to a unit of the territorial division of a country, which the company suppliers refere nced in the declarations of wood origin. The territory, in this case, was a forest management unit or had an administrative status. The company failed in the implementation of the system in that there was no clear definition of boundaries of the territories. In addition, the company’s forestry policy implementation failed due to lack of clear characteristics of the territorial divisions chosen. There was not enough information about the forest resources of the territories leading to failure in the implementation of the system. If the units were smaller than they are, data management would have been easy. However, as we have seen, the company used large areas and thus the territories were large. This made reporting from such units irrelevant and reduction in the credibility of doing so. In this case, the suppliers had problems in using the division structure to separate wood flows. Furthermore, there was a large variation in territorial sizes in both territorial division units and territorial divisions of a country. The forest resource, data availability at regional levels should be according to tree species groups or tree species. However, the company failed to implement the system according to this criterion. There was a lack of crucial statistical information such as growing stock and cuttings in some cases. For example, Romania had no reliable data giving the growing stock in the region. These problems, therefore, lead to generalizations. For instance, the data on three groups rather than on individual tree species leads to complete uncertainty and thus difficulties in using GIS successfully. The GIS functionality According to the IKEA Company, there could be three users of the GIS. These users include the forestry staff, suppliers and buyers. The forest staff was to use the technology in the following ways: 1. Entering, visualizing and editing the data of forest tracing system and that of wood procurement planning 2. Performing risk assessment at th e regional level defined for the purposes of audit planning 3. Obtaining summaries of the wood volume from wood procurement planning and forest tracing data 4. Exporting and saving tables, maps, wood procurement planning, and forest tracing data.

In the light of the modern case law on review on the grounds of error Essay

In the light of the modern case law on review on the grounds of error of law and error of fact, is it still possible to say that - Essay Example In light of modern case law on review on the grounds of error of law and error of fact, to say that judicial review is concerned with the legality and not the merits of a decision remains to be seen in how they determine such cases. A critical analysis reveals that error of law and error of facts are indeed only errors inasmuch as the rules of natural justice apply during decision-making. Even so, sometimes a decision maker may not adhere to legal requirement that makes it mandatory for them to comply with the statutory procedure such as wrongfully admitting evidence in the absence of evidence. There have been concerns and various interpretation as to what happens in such a failure, whether it is reviewable as an error of the law2. It is vital to note that failure has the probability of being an error of the law or just a ground for review. For any possible review, the admissibility for a review is only that the ground is an error of the law and an applicant fit into that ground or t here is a failure. On the grounds of consideration of certiorari, a prerogative writ overturns a defective decision. As such, it is usually up to a plaintiff seeking certiorari to show that a legal defect in making the decision in question is indeed an error of the law. Taking into consideration judicial authority, there are a number of cases that hold in their specific circumstances that a failure by a decision maker to comply with judicial requirement is an error of the law. For instance, it is an error of the law if a tribunal remitted a matter being determined to an office, which had been abolished as was in the case Commonwealth v Angel3. Besides, a failure to give reasons in beach of a statutory obligation is an error of the law as demonstrated in Dornan v Riodan4. Likewise, the same applies when a judge fails to give proper reasons for a decision in breach of the common obligation law to do so as was seen in the case Commissioner for Railways v Peter5. Error of facts on the o ther hand may be seen to have a close relationship with error of law. It appears then that there is always a need to engage in fresh analysis whenever there is a need to distinguish between law and facts, and consequently between error of .aw and error of fact. One should observe that the fundamental part to this analysis between error of fact and error of law is anchored on the fundamentals of the law, which are achieved through interpretation of the law, establishing facts, applying the law, and analysis of their compliance with legal procedure. In layman’s language, an error is committed when something is not done in the way it should be done. Therefore, it is determining of an error using law that creates an error of law. The relationship with error of facts errors of fact are always judicially admissible as errors of law. Even though, errors of fact have two claims. The first one is that wrong findings of material facts impede the very purpose of the law by preventing th e law from applying to material facts when it should. The law fails to apply to material facts in the sense that the real facts do not come before the law for consideration. On the other hand, the law may also fail by failing to apply wen it should indeed apply6. To understand better the error of facts, a

Report for Advance Software Engineering for Stage Two Essay

Report for Advance Software Engineering for Stage Two - Essay Example As discussed earlier in stage 1 reflection that all of us were working on pair level and it was not easy for us to conclude the best idea therefore we suffered a lot during project planning. Through mashwara, we felt better understanding because every one was only giving his opinion instead of dictating his strategy. Instead of working on the project in isolation we also experienced and enjoyed the pair programming strategy. It was really an amazing approach which reduced the development time errors quite significantly. The incremental approach also helped quite significantly as it enabled us to abstract the future details of the project and allowed us to focus on the issues at hand. Specifically speaking during the thread management and usage of patterns it was very much effective to keep concentrating on the local issues rather than thinking upon the 'unseen challenges of the later aspects of the project'. To me, planning the whole project and then breaking it down into modules cou ld be useful and beneficial approach for all experienced managers and for a team with a higher level of communication, support and trust within them. However, for groups like ours, I found it better to set some short terms goals, complete them and then proceed towards the later parts of the project. Indeed, I feel integration may be a problematic issue for very large projects but not of course for this project. From technical aspects, the most interesting parts of the project are thread management and usage of patterns. Understanding threads as a tool for concurrent programming within the application is an exciting experience. It took some time for me to get comfortable with thread programming because of its different nature as compared to other programming techniques. During the project it was not a big deal to apply threads; however, I think handling concurrency issues, race conditions and avoidance of deadlocks may wreak havoc in a heavily multithreaded application. To be honest, I still have to learn a true multi threaded environment and how to optimally use this powerful technique to improve the efficiency of the application. Improper usage of the threads may also cause unwanted delays and other vulnerabilities during the program. As compared to the agile programming approach I found 'Design Pattern' to be more complicated, interesting and powerful software design technique as a learner. A design pattern introduced by the gang of four is an incredible way to structure the application design for extensions, flexibility and more towards a generic design. INDIVIDUAL REPORT Threads Threads can be used for concurrent execution of the unit parts of the programs within the application execution environment. A program may be fragmented if no dependencies are found within each block and can be executed through threads concurrently. This concurrent execution speeds up the application and is very helpful for (some how) parallel processing tasks over a single process or. Fortunately, recent processors are significantly supporting the usage of threads and improving the program throughput quite noticeably. Furthermore the threads allow a programmer to accurately map the real world scenarios with the application as it was the case in our project too. There are several 'works' or 'processing’s' going on concurrently in the real world. Like, the

Society of Free Clinic Essay Example | Topics and Well Written Essays - 750 words - 1

Society of Free Clinic - Essay Example Some governments happen to be reluctant in running these projects due to the high costs. They have long delicate processes which cannot be assumed and so the relevant authorities happen to postpone them. This explains the reason as to why many politicians rely on them for promises that would convince the public to vote for them. It is encouraging to experience a government that pays attention in fulfilling these promises. For a government to put up a free clinic to serve citizens in a specific area there is a procedure to follow that guides it in considering the necessary factors. Assessment must be done to the area to find out whether a free clinic will surely be of help to the inhabitants. It is in order to find out whether there could be presence of any other sector providing health services to the people. This helps to find out whether the inhabitants of the targeted area are really uninsured in terms medical facilities. The process also helps to evaluate the possibility of the community supporting the clinic. It is important to find out how well members will appreciate the project and join hands towards supporting it. Their support could be in terms of volunteering time, donations and even funds towards making the clinic run in the most effective way possible (Hall, 2011). These evaluations in terms of the public participation may also help to find out for how long the clinic is able to run and how effective it could be. In the process of putting up the clinic it is good to access additional support from nearby local hospitals. This helps in seeing to it that the delicate services that may require great skills will possibly be taken care of. Finally, the process must involve a research on the best location for the clinic, where it will be effective to those who need it (Starting a Free Clinic, n.d). These clinics have benefits to the members of the society.

Critical Analysis Essay Example | Topics and Well Written Essays - 500 words - 2

Critical Analysis - Essay Example Healthcare expenditure of the United States constituted almost 17% of the GDP. Healthcare costs rise at a rate faster than the income of the nation. Healthcare costs are expected to rise in future. A control in the rise is the need of the hour as healthcare costs are negatively affecting the growth and economic stability of the nation. Even though health care systems of America are benefited from the investments in healthcare, the heavy increase in healthcare costs, increasing federal deficit and the general economic slowdown are negatively affecting them. Medicare, Medicaid and other health-insurance coverage sponsored by employers are extremely burdened with increasing healthcare costs. Family premiums available for healthcare coverage sponsored by employees also increased, putting trouble on workers as well as employers. Income of workers is growing at a fast rate when healthcare costs are increasing at a fast rate. Medicare and Medicaid and other government systems contribute a b ig chunk of healthcare expenses. However, compared to private insurance government programs are increasing at a slow rate. Enrolment in government programs have increased significantly because of economic recession. Expenditures of government programs have increased considerably these days. The high spending figures is putting government programs under great pressure. Affordable Care Act or The Patient Protection Affordable Care Act signed by US president in 2010 is considered as a highly beneficial healthcare reform (Mantel 221). It is a far-reaching and useful healthcare reform. It is expected to bring good result like what Medicare did. This Act makes the Health and Human Services (HHS) department to offer essential health benefits to people. These benefits should be dispensed through health plans, covering the plans that include in the health insurance markets. However, this process that extends